You may qualify for a Special Enrollment Period if you or anyone in your household experienced these changes within the past 60 days:
Did you get married? Pick a plan by the last day of the month and your coverage can start the first day of the next month.
Have you had a baby, adopted a child, or placed a child for foster care? Your coverage can start the day of the event — even if you enroll in the plan up to 60 days afterward, and even if the event happened late in 2016.
For example: You had a baby December 17, 2016 and enroll in a 2016 plan February 8, 2017. The coverage applies to medical services from December 17 through December 31, 2016. Your 2017 plan would cover your expenses from January 1, 2017 on. Note: If the event happened in 2016, you’ll need to contact the Marketplace Call Center to enroll in 2016 coverage.
Did you get divorced or became legally separated and lost health insurance? Note: Divorce or legal separation without losing coverage doesn’t qualify you for a Special Enrollment Period.
Had a recent death in the family? You’ll be eligible for a Special Enrollment Period if someone on your Marketplace plan dies and as a result you’re no longer eligible for your current health plan.